Job Description

Job Description

Job Description

Are you passionate about helping people achieve the dream of homeownership? Citizens First Bank is seeking an experienced Mortgage Loan Officer who brings strong lending knowledge, sound judgment, and a commitment to exceptional customer service.

In this role, you'll manage the mortgage process from origination through approval, working directly with borrowers while applying your expertise to review and approve your own loan files. If you enjoy building lasting relationships and being an active presence in the Holmen community, we'd love to connect with you.

What You'll Do:

• Work directly with customers to guide them through the mortgage loan process
• Underwrite your own loans and help review loans underwritten by your teammates
• Build relationships with realtors, builders, and other partners in the community
• Manage your own loan portfolio-including handling delinquencies when needed
• Stay on top of mortgage programs including secondary market, USDA, VA, and construction loans
• Actively participate in business development and community engagement opportunities
• Collaborate with our Mortgage Processing Team to make the loan experience smooth and efficient
• Other job duties as required

What We're Looking For:

• Bachelor's degree or equivalent work experience
• At least 1 year of lending experience
• Comfortable working independently while also being a team player
• Great communication skills, attention to detail, and a drive to learn and grow
• Bonus points if you've worked with underwriting software

Why Join Us?

• Competitive compensation – Base salary plus quarterly commission opportunities and a discretionary year-end bonus
• Generous retirement benefits – Up to 9% employer contributions, even before you contribute
• Comprehensive healthcare support – Bank-paid access to Neighborhood Family Clinic for you and your dependents
• Robust benefits package – Includes a $50,000 bank-paid life insurance policy for added security
• A collaborative, growth-focused culture – Join a family-oriented, community-driven bank that values relationships, teamwork, and long-term success

Don't miss this opportunity-apply today to grow your career with us.

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